ABOUT
Joseph Lam



MBA ,CRS, SRES, GREEN, ADU Specialist

Get Joseph's Homeowner Money Secrets!

"I can help you find, save, invest, and grow your money so you can live and breathe easier."  Joseph


I am a business owner for over 30 years, and help clients using real estate and modern day asset class to generate current income and create long-term sustainable wealth.

I support (a simplified version) the movement FIRE—Financial Independence, Retire Early!   I am an International Best Selling Co-Author of  ‘Creating Your Legacy’ and GameChangers & Co-Author of Short Sale 911 Manual. I also the author of the forth coming book ‘Hidden Money For Homeowners’.  My business philosophy is helping people, having fun and making money. Perhaps I can help you too!

In 1990, I founded Adtech Realty & Financial Corporation and served as the president until 2003. I operated a National Real Estate Franchise from 2003 – 2006. I was a Broker-Associate with Keller Williams Realty & I was an Instructor of Keller Williams University. I was a Broker-Associate with Coldwell Banker & Alliance Bay Realty. I am a Broker-Associate with eXp Realty of California, Inc.; I am also a financial services partner with Exertus Financial Partners and I am the CEO of Homeowner Money Academy, LLC.

I hold a BS from Oregon State University, and a MS & MBA from Binghamton University (SUNY).  I enjoy reading, travel, cooking and good foods, horseback riding, swimming and a game of Chinese ‘mahjong.’ You may also find me frequently heading up a Meetup group, or giving a seminar/webinar on business development and how to invest in real estate, life & annuity products, etc., I am an ADU specialist.  I maintain my Real Estate Broker License, DRE #01077762 and my Health, Life Insurance & Annuity License CDI #0M76850. 

I speak Chinese (Cantonese & Mandarin), English.

Volunteer Experience 

• President: California Mortgage Broker Association--San Jose Chapter 
• Board of Director:   NCCAR--Northern California Commercial Association of Realtors 
• Broad of Director:  South Bay Association of Mortgage Broker 
• Broad of Director:  WGBA – Willow Glen Business Association 
• Chair, Technical Committee: South Bay Association of Mortgage Brokers 
• Chair, Lender Relations Committee: South Bay Association of Mortgage Brokers 
• Education Committee Member:  Santa Clara County Association of Realtors 
• Project Banking: San Jose Unified School District  (Teaching fifth graders on “How to Balance Your Check Book”)
• Facilitator:  Hugh O'Brian Youth Leadership (HOBY) 

Find my Blog on Medium:

• https://medium.com/@josephlam

Certificates & Designations

• NAR’s Green Designation / GREEN
• Certified Residential Specialist / CRS
• Seniors Real Estate Specialist / SRES®
• E-PRO®
• Short Sales & Foreclosure Resource / SFR®
• ADU Specialist™ accredited with Earth Advantage®, Inc.